Is my injury eligible for workers’ compensation coverage?

No matter where you are or what happened, after you suffer a painful injury the only thing you want to do is focus on recovering. Unfortunately, responsibilities outside of your injury can get in the way of that focus—especially if the “when and where” of your accident deals with work.

When you’re injured on the job, you’re not only forced to deal with the pain and aftermath of the accident, but you must also deal with the ramifications of your job. Will your boss believe the injury was an accident? Will he understand that you’ll need time off to recover? Will he honor your worker’s compensation claim? Will his insurance pay for your medical bills?

Workplace Injuries Covered by Workers’ Comp

According to the latest statistics taken from the Bureau of Labor Statistics, over three million workers were seriously injured as a direct result of workplace accidents in 2013. On average, these injuries resulted in victims missing at least eight days of work (almost half a month’s wages), in addition to racking up medical bills for treatment costs. Although not all injuries are created equal, and some are more physically and financially tasking than others, all injuries sustained at work deserve proper attention and compensation.

Common workplace injuries include:

  • Minor or superficial injuries: Cuts, sprains, pinched nerves, bruises, and muscle strains
  • Slip and fall injuries: Broken bones, neck injuries, head or spinal cord damage
  • Overexertion: Exhaustion and muscle fatigue can cause poor judgment, which can result in a host of injuries from minor to severe. In some situations, the results can even be fatal: driver fatigue can lead to car accidents, an overworked doctor could mistreat a patient, etc.
  • Repetitive motion injuries: When the same actions are performed over and over again, tremendous strain is put on muscles, tendons, and joints causing pain, muscle deterioration, arthritis, tendonitis, and pinched nerves
  • Injuries sustained by equipment: Vehicles, machinery, and dangerous equipment malfunctions can lead to cuts, bruises, broken bones, crushed limbs, blunt force trauma, and amputations
  • Psychological trauma: The stress of work can lead to psychological breaks (work pressure becomes too overwhelming) and depression, while physical injuries can lead to anxiety disorders or post-traumatic stress disorder.

Recovery and Help

In order to combat workplace injury risks, OSHA—the federal Occupational Safety and Health Administration—has issued many workplace safety regulations, with the hope that employers will take employee safety more seriously. Unfortunately, most employers care more about making money than they do about following rules. Therefore, employee care only goes as far as the money they make. If an employee can no longer work because of his injury, why should an employer pay him for not working?

It’s this kind of mentality that not only frustrates OSHA, but enrages us—and with our experience and knowledge of Pennsylvania workers’ comp laws and legal rulings, that isn’t a smart thing for your employer to do.

If you feel that your employer is taking advantage of you and your injuries, call us today at (215) 569-1455 for a free consultation. We’ll fight to make sure your employer is held accountable while getting you the justice and benefits you deserve. Call now to secure your financial future.